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"Bold" print identifies plan changes effective 1/1/2003

Plan Name

Kaiser Foundation of the Mid Atlantic

Community Choice 2000 Referred Care

QPOS

Community Choice 2000 Self-Referred Care

QPOS

Web Site

www.kaiserpermanente.org

www.aetnaushc.com www.aetnaushc.com

Member Service Number

1-800-777-7902 (Also the Pre Enrollee No.)

Group No. 6456

1-888-403-0400

1-888-403-0400

Individual Lifetime Maximum Benefits

None

None

$1 Million

Annual Deductible

 

 

 

          Individual

None

None

None

          Family

None

None

None

Coinsurance

None

None

25%

Annual Out-of-Pocket Maximum 

 

 

 

          Individual

None

None

$2,000

          Family

None

None

$4,000

Inpatient Hospital

100% covered

100%

75%

Physician Services: PCP Office Visit

$15 copay

$10 copay

75%

Emergency Care: In-area Hospital

$50 copay

100% - $25 copay applies/  Waived if admitted. 75% for non-emergency care

100% - $25 copay applies.  Waived if admitted. 75% for non-emergency care

Outpatient X-Ray and Lab

100% covered

100%

75%

Durable Medical Equipment

100% covered

100%

75%

Retail Prescription Coverage

 

 

 

          Generic

$10 copay for a 60-day supply at Kaiser pharmacies

$20 copay for a 60-day supply at community pharmacies

20%

20%

          Brand Name

$15 surcharge for a 60-day supply when not required by physician

30% if generic unavailable; 50% if Generic available and medically necessary

30% if generic unavailable; 50% if Generic available and medically necessary

Mail-Order Prescription Coverage

          

 

 

 

          Generic

$10 copay for a 60-day supply

10% Generic; 20% Brand if Generic unavailable; 40% if Generic available and medically necessary 10% Generic; 20% Brand if Generic unavailable; 40% if Generic available and medically necessary

          Brand Name

Available only if there is no generic equivalent

See Above

See Above

Diabetic Benefits

 

 

 

          Insulin

$10 copay for 60-day supply at Kaiser pharmacies

Covered Under Pharmacy Benefit

Covered Under Pharmacy Benefit

          Chem.    Strips/Lancets

$10 copay for 60-day supply at Kaiser pharmacies

Covered Under Pharmacy Benefit

Covered Under Pharmacy Benefit

          Home Health Care

100% covered 

100%

75% - limited to 100 visits per calendar year

Mental Health 

 

 

 

          Inpatient 

100% covered no maximum

100% up to 30 days per calendar year

75% up to 30 days per calendar year 

          Outpatient

$20 individual, $10 group, unlimited visits

100% after $10 copay limited to 20 visits per calendar year

75% limited to 20 visits per calendar year

Substance Abuse

 

   

          Inpatient

100% covered no maximum

100% - 30 days per calendar year; 90 days lifetime 75% - 30 days per calendar year; 90 days lifetime

          Outpatient

$20 individual, $10 group, unlimited visits

100% after $10 copay - 30 visits per calendar year; 120 visits per lifetime 75% - 30 visits per calendar year; 120 visits per lifetime

Vision Care

 

 

 

          Routine Eye Exam

$15 copay

VisionOne Discount Program

Not Covered

Eyeglasses and Contact Lenses

25% discount lenses and frames; $15 discount contacts

VisionOne Discount Program

Not Covered

Hearing Care

 

 

 

          Exam

100% covered

Provided by National Ear Care Plan 

(NECP) - 1-800-999-1458

Not Covered

          Hearing Aids

One hearing aid every 36 months

Provided by National Ear Care Plan 

(NECP) - 1-800-999-1458

Not Covered

Dental Care

 

 

 

          Basic Services

Not Covered

Not Covered

Not Covered

          Major Services

Not Covered

Not Covered

Not Covered

          Preventive Services

$30 copay

Not Covered

Not Covered

Wellness Benefits

$15 copay

$10 Copay

Not Covered

Note: This web site highlights the main features of Bethlehem's health care plans.  It is not a Summary Plan Description.  Complete details about the plans are in the Summary Plan Descriptions that govern the plan operation and administration.  If there is a discrepancy between the information here and the provisions of the legal plan documents, the plan documents will govern.

Bethlehem Steel reserves the right to terminate, suspend, amend or modify the plans at any time in accordance with the provisions of the group policies and the plan documents.


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