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BC = Blue Cross

PCP = Primary Care Physician
BPHP = Bethlehem Permanent Health Program (Retirees Only) PHP = Preferred Health Plan

BS = Blue Shield

PIB = Program of Insurance Benefits

CMP = Comprehensive Medical Plan

PPO = Preferred Provider Organization

MM = Major Medical

POS = Point of Service

HMO = Health Maintenance Organization

RR = Railroads  
N/A = Not Available

SPD = Summary Plan Description

OMM = Optional Major Medical (Retirees Only)


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